A lot of people who want to move are telling themselves the same thing: “Maybe I’ll just wait until later this year once things calm down.”

If affordability has been the biggest thing standing between you and a home, there’s a little good news.

Whether you’re dreaming about buying your first home or wondering if it’s time to move on from the one you’re in, affordability is probably weighing on your mind.

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here’s what’s actually going on, why it matters for the housing market, and what it means if you’re thinking about buying or selling.

If the housing market feels confusing right now, you’re not alone.

You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured.

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.

Let’s be real with each other for a second about affordability.

Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.

If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.